SpeciCred is a centralized platform dedicated to manage your Lombard loans with a risk based approach.


The solution monitors your credit portfolios with a powerful collateral allocation module including concentration capping, netting/offsetting rules, exception to policy, limit excess, and pledge allocation.


SpeciCred provide you a full overview of your portfolio, including a credit application module to simulate clients’ situations.

  • Collateral analysis
  • Credit monitoring tool

  • Pledge allocation

  • Stress test and simulation

  • Breach management control

  • Limit excess control

  • Netting / Offsetting rules

  • Strategies

  • Exception To Policy

  • Currency haircut

  • Concentrations

  • Credit request, workflow driven

  • Mortgage and insurance module

  • Key Performance Indicator

  • Flexible parameterization

  • Live mode module

SPECICRED - CREDIT MONITORING TOOL

designed by SpeciTec (Switzerland)

Main modules

  • Credit monitoring / Breach list
  • Stress tests Scenarios
  • Live Module
  • Lending Value Calculator

Other modules

  • Credit application
  • Key Performance Indicator 
  • Mortgage and Insurance
  • Reporting
  • SpeciBBG (market data retrieval) 

Business benefits

  • Efficient and interactive tool to monitor your credits 
  • A powerful solution including:
  • Graphical tools for dynamic pledge allocation
  • Collateral and Guarantees management
  • Risk calculation engine
  • Netting / offsetting rules 
  • Comparison tools
  • Exception to Policy
  • Alert management 

Located in Geneva

At the heart of the banking district Onsite development and Support

Expertise in Private Banking

17 years of experience developing software for the Private Banking industry
Our strength: mixing business understanding & technology mastery

Tailor-Made Solution

Easily customizable solutions
Conceived and developed to answer to specific requirements

Trusted partner

75  Installations
30 Clients
  3  Products by clients