SpeciCred is a centralized platform dedicated to manage your Lombard loans with a risk based approach.
The solution monitors your credit portfolios with a powerful collateral allocation module including concentration capping, netting/offsetting rules, exception to policy, limit excess, and pledge allocation.
SpeciCred provide you a full overview of your portfolio, including a credit application module to simulate clients’ situations.
- Collateral analysis
Credit monitoring tool
Pledge allocation
Stress test and simulation
Breach management control
Limit excess control
Netting / Offsetting rules
Strategies
Exception To Policy
Currency haircut
Concentrations
Credit request, workflow driven
Mortgage and insurance module
Key Performance Indicator
Flexible parameterization
Live mode module
SPECICRED - CREDIT MONITORING TOOL
designed by SpeciTec (Switzerland)
Main modules
- Credit monitoring / Breach list
- Stress tests Scenarios
- Live Module
- Lending Value Calculator
Other modules
- Credit application
- Key Performance Indicator
- Mortgage and Insurance
- Reporting
- SpeciBBG (market data retrieval)
Business benefits
- Efficient and interactive tool to monitor your credits
- A powerful solution including:
- Graphical tools for dynamic pledge allocation
- Collateral and Guarantees management
- Risk calculation engine
- Netting / offsetting rules
- Comparison tools
- Exception to Policy
- Alert management
Located in Geneva
At the heart of the banking district Onsite development and Support
Expertise in Private Banking
17 years of experience developing software for the Private Banking industry
Our strength: mixing business understanding & technology mastery
Tailor-Made Solution
Easily customizable solutions
Conceived and developed to answer to specific requirements
Trusted partner
75 Installations
30 Clients
3 Products by clients